Travel Payment Processing

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Fill out the form and see how easy it is to get started with Payngen.

Travel businesses operate in one of the most complex payment environments in the world. High‑ticket transactions, advance bookings, cancellations, cross‑border payments, and elevated fraud risk all demand a gateway that’s flexible, transparent, and built for scale.

Payngen gives travel merchants the control they’ve been missing — with processor‑agnostic routing, modular onboarding, and real‑time visibility across every booking channel.

Travel merchants use Payngen to streamline payments across:

  • Tour and activity operators
  • Travel agencies and consolidators
  • Charter services and private transport
  • Hotels, resorts, and vacation rentals
  • Cruise lines and excursion providers
  • Ticketing, events, and destination experiences

Whether you’re processing direct bookings, partner‑driven reservations, or multi‑leg itineraries, Payngen ensures every payment is routed, authorized, and settled with maximum efficiency

Travel is a high‑risk vertical — but your payments don’t have to be.

Payngen’s built‑in risk suite helps merchants prevent disputes, verify travelers, and maintain healthy processing ratios:
  • Intelligent fraud scoring tuned for travel behavior
  • Pre‑authorization and delayed capture for advance bookings
  • Real‑time traveler verification
  • Automated dispute alerts and recovery workflows
  • Processor‑specific risk routing
  • Chargeback‑safe descriptor management

You stay protected. Your customers stay confident.

Travel merchants rely on Payngen to support global audiences with:

  • Multi-currency acceptance
  • Local payment methods
  • Cross‑border optimization
  • Smart routing to the best‑fit processor
  • Tokenized repeat billing for add‑ons and upgrades

Your travelers get a seamless checkout experience — no matter where they’re booking from.

Payngen fits into your existing workflow without forcing you to rebuild your booking engine.

  • No‑code checkout for fast deployment
  • Modular add‑ons for fraud, reporting, and reconciliation
  • Unified dashboard for all processors and MID profiles
  • Combination of ACH and credit card processing options
  • Acceptance via virtual terminal, POS, or embedded links

Whether you’re scaling an OTA, launching a new tour platform, or upgrading outdated payment infrastructure, Payngen gives you the flexibility, transparency, and control the travel industry demands.

Your travelers expect a seamless booking experience. Payngen helps you deliver it.

Choose Your Starting Point

Apply for Gateway Access

If you’re already processing and just need a flexible, scalable gateway — we’ve got you covered. Multi‑MID, multi‑currency, and custom routing supported. Click HERE to get started

Apply for Payment Processing

Start fresh with a processor that understands your business. We refer you to the best fit processing solutions. Fast onboarding, high‑risk friendly, and tailored to your vertical. Click HERE to get pre-qualified.

Request Emergency Placement

If your MID was recently shut down or flagged, we offer expedited placement options to keep you live and processing. Click HERE for expedited Pre-Qualification.

Request a System Scope or Quote

If you’re unsure what’s possible or need a tailored configuration, we’ll walk you through capabilities, integrations, and pricing.

Portfolio Placement

For agents or managers placing multiple merchants

FAQ

High tickets. Advance bookings. Frequent cancellations. Global fraud.
Payngen stabilizes your risk with smart routing, fraud scoring, and dispute alerts.

Yes. Multi‑currency. Local payment methods. Cross‑border optimization.
Payngen makes international bookings seamless.

Absolutely. Any booking model. Any platform.
Payngen adapts to your travel stack.

Yes. Payngen is processor‑agnostic. You can use your existing processor or choose one that fits your business model, pricing, or risk profile.

Use pre‑auths, delayed capture, traveler verification, and automated alerts.
Payngen prevents disputes before they hit your ratios.

Payngen uses updated encryption protocols, tokenization, and gateway‑level fraud controls to reduce fraudulent transactions and protect customer data.

Yes. One dashboard. Full visibility.
Every booking, refund, and dispute in real time.

Yes. Payngen supports recurring billing, subscription payments, and tokenized customer profiles depending on your processor configuration.

Yes. Many high‑risk merchants use Payngen because it offers processor flexibility, stronger fraud controls, and more stable payment routing options.

Yes. APIs, no‑code checkout, and webhooks.
Integrate once. Scale everywhere.

Easily. Deposits, partials, upgrades, extras.
Perfect for multi‑leg trips and group bookings.

Faster than traditional travel processors.
Payngen streamlines underwriting and onboarding.

Yes. Luxury travel, charters, corporate packages.
Smart routing boosts approval rates.

Processor‑agnostic. Travel‑ready risk tools. Global support.
You stay in control — not the processor.