CBD Payment Processing

One interface. Infinite Expansion. Powered by Continuity.

Fill out the form and see how easy it is to get started with Payngen.

CBD is heavily regulated. Banks avoid it. Processors shut it down.
Payngen gives CBD merchants stable, compliant, long‑term processing.

Online CBD stores. Retail shops. Subscription programs.
Payngen adapts to every CBD business model without locking you into one processor.

CBD attracts disputes from unclear labels, recurring orders, and customer confusion.
Payngen protects you with fraud scoring, smart routing, and automated dispute alerts.

APIs for custom builds. No‑code checkout for fast deployment.
Integrate once. Scale without friction.

Yes. Tokenized billing. Recurring payments.
Perfect for wellness subscriptions, tincture refills, and monthly CBD boxes

One dashboard. Real‑time visibility.
Every order, refund, and dispute in a single view.

Faster than traditional high‑risk processors.
Payngen streamlines underwriting for CBD‑specific requirements

Processor‑agnostic. High‑risk friendly. Built for compliance.
You stay in control — not the processor.

  • High decline rates due to high-risk MCCs
  • Processors shutting down CBD MIDs without warning
  • Chargebacks from unclear product expectations
  • Strict compliance and labeling requirements
  • Limited support for subscriptions or recurring billing
  • High fees from high‑risk processors
  • Poor visibility across orders and disputes
  • Difficulty scaling due to unstable payment setup
  • Smart routing reduces declines
  • High‑risk‑friendly processors keep you live
  • Fraud scoring blocks risky orders
  • Automated dispute alerts protect your ratios
  • Recurring billing supports refill programs
  • Unified dashboard simplifies operations
  • Transparent pricing avoids high‑risk surprises
  • Modular onboarding speeds up approvals

Choose Your Starting Point

Apply for Gateway Access

If you’re already processing and just need a flexible, scalable gateway — we’ve got you covered. Multi‑MID, multi‑currency, and custom routing supported. Click HERE to get started

Apply for Payment Processing

Start fresh with a processor that understands your business. We refer you to the best fit processing solutions. Fast onboarding, high‑risk friendly, and tailored to your vertical. Click HERE to get pre-qualified.

Request Emergency Placement

If your MID was recently shut down or flagged, we offer expedited placement options to keep you live and processing. Click HERE for expedited Pre-Qualification.

Request a System Scope or Quote

If you’re unsure what’s possible or need a tailored configuration, we’ll walk you through capabilities, integrations, and pricing.

Portfolio Placement

For agents or managers placing multiple merchants

FAQ

Regulations. Chargebacks. Product confusion.
Payngen stabilizes your processing with high‑risk‑ready tools.

No. Customers continue using your platform’s familiar checkout. Payngen works behind the scenes to process the payment securely.

Yes. Any platform. Any compliant CBD product.
Payngen fits your storefront without forcing a rebuild

Yes. Payngen is processor‑agnostic. You can use your existing processor or choose one that fits your business model, pricing, or risk profile.

Payngen works with high‑risk‑friendly processors.
You get stability and long‑term processing.

Payngen uses updated encryption protocols, tokenization, and gateway‑level fraud controls to reduce fraudulent transactions and protect customer data.

Yes. Payngen supports recurring billing, subscription payments, and tokenized customer profiles depending on your processor configuration.